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Town-Country National Bank

Personal Checking

Town-Country National Bank provides several options for your checking account needs.  Deposit accounts are FDIC insured. See one of our friendly Customer Service Representatives about the best fit for you.

To expedite the account opening process please print and complete the New Account Application form.

Consumer Checking


 Features
  • $200.00 minimum deposit to open.
  • Service charge per statement cycle—$6.00, and a $.10 fee for each debit transaction per statement cycle.
  • Earn credit of $.10 for each $100.00 of the lowest minimum balance maintained during the statement cycle.
 Benefits


True Blue Checking


Features
  • $200.00 minimum deposit to open.
  • Service charge per statement cycle—$8.00
Benefits 


NOW Personal


Features
  • $1,500.00 minimum deposit to open.
  • Earns interest, Contact us for current rates.
  • Interest compounded monthly (daily balance method to calculate interest).
  • Interest credited into account monthly.
  • If you close your account before interest is paid, you will not receive the accrued interest.
  • Interest will begin to accrue on the business day you deposit non-cash items (ex. Checks) into your account.
Fees imposed if minimum balance falls below $1,500:
  • $1499 to $1300 - $5.00
  • $1299 to $1000 -$6.00
  • Below $1000 - $7.00
Benefits


NOW True Blue


Features
  • $1,500.00 minimum deposit to open.
  • Service charge is $8.00 per statement cycle
  • Earns interest, Contact us for current rates.
  • Interest compounded monthly (daily balance method to calculate interest).
  • Interest credited into account monthly.
  • If you close your account before interest is paid, you will not receive the accrued interest.
  • Interest will begin to accrue on the business day you deposit non-cash items (ex. Checks) into your account.
Fees imposed if minimum balance falls below $1,500:
  • $1499 to $1300 - $5.00
  • $1299 to $1000 - $6.00
  • Below $1000 - $7.00
Benefits 


Senior Citizen Checking


Features
  • $200.00 minimum deposit to open. 
  • Customers 62 years old and older
  • No service charge unless the minimum balance falls below $100.00 then there is a $2.00 service charge.
  • Other service charges may apply if the customer has other than a regular checking account.
Benefits 


Student Checking


Features
  • $200.00 minimum deposit to open.
  • No service charge as long as the customer remains a student.
  • Customer must present proof of school enrollment each January to qualify for this account. Examples: Current student ID, copy of report card or transcript. If proof of enrollment is not presented, account will revert to the bank’s consumer account service charge type.
Benefits